All loans are at the sole discretion of HDFC Ltd. What is the processing fee for HDFC Home Loans? The rates are determined by various factors. Following are the important factors that play an important role in determining your interest rate on a personal loan. Tax benefits can be availed once the borrower starts paying interest on loan. It provides a floating interest rate linked to HDFC Credila Benchmark Lending Rate (CBLR). The non-bank lender had taken a loan of Rs 524 crore from HDFC and Rs 101 crore from Axis Bank. Personal loan can be repaid after a minimum of 12 EMIs are paid to the bank. You may avail a loan of Rs.50,000 to Rs.15 lakh depending on your earnings and the repayment capacity. Self-attested proof of new address and original address proof for validation. Product name, logo, brands, and other trademarks featured or referred to within Credit Mantri are the property of their respective trademark holders. If you have a poor credit score, it is not entirely impossible to avail a loan, but it will cost you in terms of a higher interest rate - or loan rejection which will damage your score further. This is applicable to both new and prevailing customers. The interest rates on term deposits maturing between 2 to 10 years have remained unchanged under the new revision. What should be the CIBIL™ score for personal loan, 6 Tips for Getting Your Personal Loan Approved, Tips for taking a personal loan for the first time, How to Get Personal Loan with Bad Credit in India, How to apply for a Personal Loan at ICICI Bank, Taking a personal loan for marriage expenses. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. Interest Rates of HDFC Credila Education Loan. Gain an edge by connecting with us via email. Leaving so soon? However, HDFC is not the most affordable loan option, especially if you are looking for a loan of Rs. Use your application reference number to check your personal loan status on the website of HDFC Bank. To transfer their personal loan balance to HDFC Bank, customers will be offered interest rates as low as 11.49% and will be charged a processing fee of Rs.3,499. All Rights Reserved. Door No.3, Block B, No. Individuals having HDFC salary accounts get preferential interest rate and processing fee. Up to 2.50% of the loan amount subject to a minimum of ₹ 2,999/- & maximum of ₹ 25,000/- for … You may avail a personal loan and repay the same in a period of 12 to 60 months depending on your credit profile. We enable you to obtain your credit score instantly, online, real time. The security cheques or the post-dated cheques which are not encashed towards loan repayment will be defaced by the bank. These are details as published on the bank's website. A salaried employee will get a different rate of interest than a self-employed individual. How much can I get as a personal loan amount? If you want to apply for a personal loan with the lowest interest rates as applicable to your unique credit profile, CreditMantri can guide you through the entire application process and match you with the loan offer best suited to your credit needs. Disclaimer – Home Loan Interest Rates of 6.80% * onwards. Students who are aware about these rates for any bank, can estimate the education loans’ Actual ROI and plan well. We help you avoid loan rejection by carefully determining your eligibility and matching you with the right lender/product. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006, Have any queries? Uh-oh! Product name, logo, brands, and other trademarks featured or referred to within Credit Mantri are the property of their respective trademark holders. How to calculate the interest on a personal loan? Our dedicated and best-in-class customer service will go the extra mile (or two) to support you on every step of your credit journey. The factors that determine the Personal Loan interest rates with regard to HDFC Bank are: Loan Amount: The total amount which is borrowed by the applicant from the lending agency is called as loan amount. On availing a personal loan from HDFC Bank, you can protect yourself by, As a customer of HDFC Bank, you get to enjoy various, To avail a HDFC Personal Loan, you need not have a, HDFC banks offer personal loans to salaried individual and they offer the interest rate based on the applicant’s, Should be 18 years – 65 years to be eligible to apply for the. Rack Interest Rate Range. Once HDFC Bank receives a completed application form along with the necessary supporting documents, it determines whether you are eligible for a personal loan. The whole process may take around 48-72 hours. A Bad Credit Payday Loan Is A Short Term Loan To Help People Overcome Their Unexpected Financial Crisis. Following is an overview of HDFC Bank Personal Loan Rate of Interest and associated fees and charges. As part of our efforts to make the end consumer services affordable and available at price points which are favourable to the customer, CreditMantri may receive fees / commissions from lenders. However, the interest rate levied on your loan will depend on factors such as the loan amount, your credit score etc. The loan amount has to be prepaid in full or to be paid in installments as per the contracted tenure. availing the insurance cover provided by the bank, Punjab National Bank Personal Loan Eligibility, Indian Overseas Bank Personal Loan Eligibility, Standard Chartered Personal Loan Eligibility, Central Bank of India Personal Loan Eligibility, Bank of Maharashtra Personal Loan Eligibility, Catholic Syrian Bank Personal Loan Eligibility, City Union Bank Personal Loan Eligibility, Corporation Bank Personal Loan Eligibility, Dhanalakshmi Bank Personal Loan Eligibility, Punjab and Sind Bank Personal Loan Eligibility, South Indian Bank Personal Loan Eligibility, United Bank of India Personal Loan Eligibility, Standard Chartered Personal Loan EMI Calculator, Syndicate Bank Personal Loan EMI Calculator, TATA Capital Personal Loan EMI Calculator, Shriram Finance Personal Loan Customer Care, Standard Chartered Personal Loan Customer Care, Capital First Personal Loan Customer Care, Bank of Baroda Personal Loan Interest Rates, Syndicate Bank Personal Loan Interest Rates, Punjab And Sind Bank Personal Loan Interest Rates, Indian Overseas Bank Personal Loan Interest Rates, Standard Chartered Personal Loan Interest rates, Punjab National Bank Personal Loan Interest rates, Tata Capital Personal Loan Interest rates, Central Bank of India Personal Loan Interest rates, Allahabad Bank Personal Loan Interest rates, Bank of India Personal Loan Interest rates, Bank of Maharashtra Personal Loan Interest rates, Catholic Syrian Bank Personal Loan Interest rates, City Union Bank Personal Loan Interest rates, Corporation Bank Personal Loan Interest rates, Deutsche Bank Personal Loan Interest rates, Karnataka Bank Personal Loan Interest rates, Nainital Bank Personal Loan Interest rates, South Indian Bank Personal Loan Interest rates, United Bank Of India Personal Loan Interest rates, 2.50% of the loan amount (Min Rs.2,999 & Max. HDFC Education Loan Interest MCLR Rates. Some of the information presented on this website has been collated from publicly available sources. Salaried - 10.50% to 21.00%. The home loan interest rates provided by the bank are comparable to other banks. Copyright © 2021 BankBazaar.com. Moreover, the time taken to process the loan is also shorter than the new customer who may have to go through a lengthy documentation process. This Page is BLOCKED as it is using Iframes. CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. At present, the processing fee is up to 0.50% of the loan amount or ₹3,000 whichever is higher, plus 18% GST. HDFC Bank offers personal loan at an interest rate ranging between 10.75% to 21.50% p.a. You can take a Loan Against Deposit after three months from the date of deposit and up to 75% of the deposit amount, subject to the other terms and conditions framed by HDFC. Not all the personal loan applicants with HDFC Bank will receive the same interest rate. The bank considers the existing customers as reliable candidates for a personal loan. What is the minimum and maximum personal loan amount? Manually calculating your EMI can be tedious and tiresome and prone to error. He avails a loan of Rs.2 lakh from HDFC Bank with a repayment tenure of 1 year. There is no requirement to provide any security or collateral of any sort. Hdfc Bank Loan Interest Rates In Moravian Falls She avails a personal loan of Rs.2 lakh for a tenure of 1 year. Working in a reputed organisation can certainly get you a good deal on your personal loan. The simplest method is to use BankBazaar's free Loan EMI Calculator which gives you year by year and month by month breakup of the entire loan repayment schedule. The above interest rates and other charges are subject to periodic review. We help you understand your Credit Profile, Credit Information Report (CIR) and know where you stand. 3. CreditMantri shall not be in any manner whatsoever, be held responsible for any reliance on the same. To avail a bigger loan amount, you may also club your spouse's earnings with yours. Customers who wish for lower interest rates on their existing personal loans can opt for the HDFC Bank personal loan balance transfer from another financial lender. HDFC offers home loans with EMIs starting from Rs. If you are already an existing customer with HDFC Bank, you will get a better interest rate on a personal loan than a non-HDFC Bank customer. Loan up to 100% of on Ex-Showroom Price. We don't spam or sell your details to annoying people. Based on the analysis, we help you discover loans and credit cards best suited for your credit profile. After completion of the fixed rate period, the loan will switch to HDFC’s ARHL product, linked to HDFC’s Retail Prime Lending Rate (RPLR). 3. HDFC gold loan Interest Rate starts at 11.50%. HDFC Bank offers personal loan at an interest rate ranging between 10.75% to 21.50% p.a. 1 site for Credit Analysis and Free Credit Score Online. You may check your loan eligibility in a matter of seconds using the HDFC Personal Loan Calculator available on BankBazaars web portal. interest is charged on the outstanding amount only and not the entire loan amount borrowed initially. All Rights Reserved. Sign in to your HDFC Bank personal loan account using username and password, under linked loans, click on the due amount. Rs. Psst... We'll ensure you're the very first to know the moment rates change. Under Section 80E of Income Tax Act, loan borrowers can avail the tax benefits. You can check your loan statement using your net banking account. You will have to have good CIBIL credit history to be eligible for the lowest interest rate. Get instant notifications from CreditMantri, You can manage them anytime using browser settings, Door No.3, Block B, No. You can apply for a HDFC personal loan by visiting the official website of the bank. Particulars. Yes, you may surely apply for a personal loan through BankBazaar. It provides an offer for women by reducing interest rates. What is the minimum interest rate on HDFC Bank personal loan? 2. One can choose a repayment tenure between 1 year to 5 years. FD interest rates HDFC Bank (below Rs 2 crore) effective from November 13, 2020: On deposits between 7 days and 29 days, HDFC Bank offers a 2.50 percent interest rate. Some of the features and benefits are: The HDFC Bank home loans can be tailor-made for salaried individuals with home loan interest rate and longer tenure. HDFC Credila offers attractive interest on its education loans. Loan Processing Charges. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin), 13 to 24 months: 4% of outstanding principal balance, 25-36 months: 3% of outstanding principle, Above 36 months: 2% of outstanding principle, If you are a customer of HDFC Bank and if you apply for a personal loan, the. The rate of interest table for HDFC Short Term Bridging Loan for the self-employed; Loan Slab Rate of Interest; Any amount of loan for the Commercial properties: 13.15%: Any amount of loan for the Residential properties: 12.30% Our 15 Million happy customers are our best testimonial. We'd love to help you through every step along the way. What is the interest rate for personal loans? You cannot choose to foreclose your HDFC Bank personal loan account before payment of 12 EMIs. We are a one-stop shop for all your credit needs. We'll process your application faster too! Loan processing charges. 75,000/- for self employed customers as per the board note. to 9.65 % p.a. All payments above Rs.49,000 are to be made via Demand Draft, Account Payee Cheque, or Pay order. If you are found eligible, you will get an approval for a specific loan amount based on your criteria, requirement, and repayment capability. That is our CreditMantri guarantee. Just enter your loan details and click the ‘Calculate’ tab. Deal? A GST rate of 18% will be applicable on banking services and products from 01 July, 2017. Please provide some details to get the best offers. Request received - loud & clear!Returning you to where you were... (You can save searches, track your apps & save plenty of time!). Should have an existing HDFC Bank home loan. What is the processing fee on HDFC Bank personal loan? You can check the status of your HDFC Bank personal loan online using your application number or call up the customer care for help with tracking your loan status. At HDFC Bank, the interest rate for new car loan interest starts at just 8.10 per cent per annum, and you can even get a car loan for a maximum period of 7 years. What is the processing fee on HDFC Bank personal loan? It also helps you know the amount of interest you will be paying on your loan during the loan tenure. We make it easy for you to browse through and compare the various financial products on offer on the market; access our free and user-friendly online tools; and finally, enjoy a stress-free application process with quick approvals. Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Due to his low credit score, he is charged with an interest rate of 18% and a processing fee of 2%. Higher your income lower will be your interest rate on a personal loan. Interest rate: Both fixed and floating rates are available. Hence the rate of interest will be lower. 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