John Heath, 81, recently got 28 years in jail for a scam that netted an estimated $190 million. Heath was one of a trio who ran a Ponzi investment scheme — a pyramid system where newly invested cash goes to pay off longer-standing investors, keeping them sweet, while a chunk drops into the scammers’ pockets.

California prosecutors said the scheme covered about half of the US and caught about 1,800 victims. Some money has been returned but only about 22 cents on the dollar.

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