The scam: Instead of sending you a phishing email, scammers send you a cell phone text message, supposedly from your bank, asking you to visit a website whose address looks genuine. It isn’t, and once keyed in, takes you to a bogus site that asks for personal details so the bank can “unlock” or “verify” your account. Currently making the rounds in Columbia, MO.
Solution: As with phishing emails, never follow a link, even one you have to manually key in, that you don’t know for sure. And never provide confidential information unless you know the site is secure — with an “s” in the “https” part of the address line and/or a padlock icon in the message area of your browser.