Feeling Down? In Debt? Lost? Need Money?



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Right?  That is what you might be telling thinking to yourself right now – feeling very discouraged that you may not be able to pay your bills, may be in a bunch of debt, Maybe you just scrape by month to month and do not think you will ever have the chance to really have the life that you want to have and not have to worry about money.

Maybe you just want to be able to travel, maybe you want to buy that nice hot tub to enjoy in the evening after a long day of work, possibly you just would like to own a new car for the first time in your life?    So many possibilities but still, HOW DO I FIX MY PROBLEM?!

Although I cannot directly tell you how to fix your problem, there is many simple but though approaches you can take to becoming successful so you can do better than just live month to month hardly able to pay your bills…

Want this car below? Only in your dreams right? Stop worrying about trying to get this car NOW and do better for yourself NOW instead so then one day you can have the choice to buy something really nice. Piece Of Cake!


Why do the poor stay poor?

Because they usually accept having low income and just deal with it. Now some of you may say, hold on, are you crazy?!!!! I work my butt off working 2 jobs and I am still behind! How do you say I am just accepting having low income.

Not at all am I stating that you are not working hard enough, but you are working to “catch up” right? So therefore you are already behind, so for a second lets open up a new mind set….

What if I maybe fall just a little bit more behind just enough to where I can change my life, or maybe you make enough money and you just feel like you don’t because you are not spending your money correctly… One of my favorite sayings is “Don’t keep all of your eggs in one basket”   But also you must know which eggs are bad, if you are running a business and you see no clear path no matter how you work out the math, know that that one “egg” could be bad and its time to trash that egg and starting looking at the “fresh” eggs. So what if I do not have more than “one egg”?

take a peek at the image below… this is what we are going to use for our illustration… You want to keep a decent amount of “opportunities” in the basket (your life) and make sure when its time you throw the bad eggs out that are causing your to (fall behind, lose, come short of what you need)




For example you have two eggs (two businesses, or maybe a paying job and a small computer business)  Lets say you are making $600.00 dollars a month and your job is making you $1,250 a month. Most would say that is a no brainer, keep working the job because it makes the most each month right?  Lets look closer at what the facts could actually be….

You are only spending 22 hours a month with the computer business and you are busy constantly and actually losing a decent amount of business because you spend 40 hours per WEEK at your normal job…… So your making a little over $300.00 a week from your normal job using 40 hours a week for that job where with your small computer business your making about $150.00 per week but only spending a little over 5 hours a week with the computer business…. so now lets do some simple math even you can figure out…. If you worked your computer business the same amount of time you did with your “normal job” you could make a little over 4k a month with your computer business and quit your day time hourly job…. but this is something you should do after you could provide yourself some kind of saftey net to fall back on to allow you to live for a couple of months incase your computer business does not make enough to pay your bills… also think this situation could be COMPLETELY flipped the other way around to where if you put in maybe 10 more hours per week at your job and stopped running your small business or only do it in the extra spare time, you may end up making more if your computer business or other business is not making enough and you are just losing money and time for nothing….. I know that is alot to wrap your head around but it is something to seriously think about…. it all comes down to HOW YOU USE YOUR TIME…… now… lets get back to the basket of eggs, now we have decided to throw out the normal job and go full time with our small computer business lets say and we make about 3k in per month instead of about 1,800 a month when we was doing the normal job and small business….  our bills are 1,600 a month so before we were barely making it and now we have near double what we need to make it each month…..

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So lets use about 1,000 dollars extra a month that we have and put it to use instead of just letting it sit around doing nothing but making your bank money for loaning it out to other people….. Now making money, investing, making cash online and many other ways you can find here on my website www.noxad.org or you can do a google search…. but you want to spend minimal time but make as much as you can from that small amount of time…. So lets say you can operate or hire someone to operate a few other businesses, websites, or anything and you can pay them for doing so, but make sure that your profit is going to be higher than your total cost, soon you will be building up your “eggs” in your basket so that if one thing fails, its okay, because you have 4 other things that are making your great money so you do not need to worry so much about the one you lost, but just take that extra time to find something else that could make you even MORE money that the one you just lost did… think about it… you could go from barely making it by month to month like we started here to making thousands upon thousands a month, but that part is solely on you and how you spend to use your time and your money, you must think outside of the box… but as long as your sitting inside the box seeing what the rest of the world is doing, the longer your in the box the more time you have wasted, time to hop outside of the box and do something different! Lets say you just are not making enough period, well below I have made an example of all the money Billy Bob is spending each month compared to what he is bringing in…

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So…. Now it is your turn to see what is wrong, and many people do the same thing as above but claim that they these are all NEEDS… Think again…..

The first thing I would do is stop going to the movie theater which would save Billy Bob about $50.00 dollars per month!  And he owes $200.00 left on his credit card but is paying $50 a month and the interest is eating up hi 50 dollar payment…. If he stopped going to the movies for about 4 months, he could use that extra money and knock out the credit card payment, therefor saving Billy Bob a total of $100.00 dollars a month now because he no longer goes to the movies he just watches free movies on TV and he no longer has a credit card payment because he paid off his credit card…. So now he is bringing in $1,000 a month and total he is spending is $900.00 a month so he is left over with 100 dollars… most would just spend the money, but Billy Bob is now going to be smart…. He no longer needs to take the gamble to win a bit of extra money on scratch lottery tickets because he now has 100 dollars extra a month, so now if he stops buying the lottery tickets he now has $150 leftover each month!   Spring comes around and Billy is spending most of his time now going for a walk and spending his time with friends and family outside, he no longer needs the big $50.00 dollar TV package and can downgrade to the $25 dollar a month plan….  Now Billy has $175 a month more to spare!   I know I am making this sound so easy but its the mindset you need to be in, you need to get rid the extras that are taking most of your money first, and then work your way down the list to the rest that is not costing as much….


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Now your money coming in is now larger than your money going out…. Now you are doing better find ways you can use the money you have to make more money in the future with – only what you can afford though because you want a safety net incase something happens to the income you are relying on right now… you can search here on my website or contact me via my facebook page “noxad.org” and I can tell you many ways you can spend some money to make more money online, maybe you want to invest in something,  hire someone and have them make your money with stocks, maybe open another small business that can earn your more income… use your time and money that you do have extra to turn it into more money… Remember you only live once, so go and live!

Stop being so stressed with bills adding up and start taking action because you are the only one that can make a change, no one else can do it for you….


As I close this I will share one of my favorite images below and It is what I think about everyday and I am making sure I earn as much money as I can daily for myself, not someone else…Pyramid-Schemeee

Once last thing…. Remember “the good Lord gives his toughest battles to his strongest soldiers”……  He woke you up this morning because your story is not over… DO NOT GIVE UP, KEEP GOING AND ALWAYS GIVE YOUR BEST! YOU CAN DO IT!